Growth Portfolio

The VIP Growth Portfolio aims to provide a high level of capital growth over the minimum investment timeframe through exposure to a diversified portfolio of investments, with a strong emphasis on growth assets (Australian shares, International shares, and property securities) and an allocation to defensive assets (fixed interest and cash). The portfolio is actively managed via our Strategic & Tactical Asset Allocation process whereby the Strategic Asset Allocation is based on the allocation split between growth and defensive assets – 80% / 20%. The Tactical Asset Allocation process then considers whether specific assets within the allocation are providing sufficient reward for risk based on various factors ranging from asset specific factors to overarching macroeconomic factors. If these factors deem to present an unfavourable situation we will hold an underweight position in the asset ranging all the way to 0%.

Investor Suitability

The VIP Growth portfolio is suitable for investors who:

  • Seek a relatively high level of growth on investment capital.
  • Seek a modest level of income.
  • Are willing to accept a high level of short-medium term capital volatility (loss) as a trade off for long-term capital growth.
  • Are prepared to invest for the minimum investment time frame of 5 to 7 years.
  • Accept the risk of price fluctuations particularly over periods less than the minimum investment time frame and understand that capital preservation is not guaranteed.

Portfolio Literature

Indicative Asset Allocation & Range

The VIP Growth portfolio aims to invest up to an 80% allocation to growth assets; however the portfolio can hold up to 100% allocation in cash.

Growth Portfolio Details