eXplore Portfolios

The VIP eXplore Portfolios are designed to be satellite portfolios of our flagship multi-asset investment products for investors who are at the early stages of wealth accumulation with lower levels of capital. These products are designed to give investors access to Value Investment Partners expert tactical asset allocation with low management costs, assisting in building your wealth to a capacity where actively managed direct investments become cost effective for you. The portfolio is composed of exposure to asset class indices, following prices movements of Australian Shares, Listed Investment Companies (LICs), Government and Semi-Government Bonds, Corporate Bonds, Term Deposits and Cash. A targeted tactical allocation as well as regular performance and risk screenings are employed by Value Investment Partners in order to maximise investor wealth and mitigate volatility experienced by relevant equity and debt markets. The Tactical Asset Allocation process then considers whether specific assets within the allocation are providing sufficient reward for risk based on various factors ranging from asset specific factors to overarching macroeconomic factors. If these factors deem to present an unfavourable situation, we will hold an underweight position in the asset ranging all the way to 0%.

VIP Growth eXplore Portfolio

The aim of the VIP Growth eXplore Portfolio is to provide investors a high level of capital growth over the medium to long term through exposure to a diversified portfolio of ETF’s tracking major indices, while providing low management costs to investors. The investments are identified through our quantitative and qualitative models with a heavy weight to growth assets (80% allocation to Australian Shares, International shares, and property securities) and an allocation of some defensive assets (20% allocation to fixed interest and cash) in order to provide the desired investment risk profile and returns.

Investor Suitability

The VIP Growth eXplore portfolio is suitable for investors who:

  • Seek a relatively high level of growth on investment capital.
  • Seek a modest level of income.
  • Are willing to accept a high level of short-medium term capital volatility (loss) as a trade off for long-term capital growth.
  • Are prepared to invest for the minimum investment time frame of 5 to 7 years.
  • Accept the risk of price fluctuations particularly over periods less than the minimum investment time frame and understand that capital preservation is not guaranteed.

Portfolio Literature

Indicative Asset Allocation & Range

Growth eXplore Portfolio Details

VIP eXplore Balanced

The aim of the VIP Balanced eXplore Portfolio is to provide a combination of capital growth and income over the medium to long term from investment through exposure to a diversified portfolio of ETF’s tracking major indices, while providing low management costs to investors. The investments are identified through our quantitative and qualitative models with a balance of growth assets (60% allocation to Australian Shares, International shares, and property securities) and defensive assets (40% allocation to fixed interest and cash) in order to provide the desired investment risk profile and returns.

Investor Suitability

The VIP eXplore Balanced portfolio is suitable for investors who:

  • Require a balanced portfolio, diversified across all major asset classes.
  • Seek capital growth over the medium to long term with a moderate level of income.
  • Accept a moderate degree of volatility (loss) associated with a relatively higher exposure to growth assets.
  • Are prepared to invest for the minimum investment time frame of 5 to 7 years.
  • Accept the risk of price fluctuations particularly in periods less than the minimum investment understanding no guarantee in capital preservation.

Portfolio Literature

Indicative Asset Allocation & Range

Balanced eXplore Portfolio Details

Conservative eXplore Portfolio

The aim of the VIP Conservative eXplore Portfolio is to provide investors with a reliable income stream with the potential for moderate capital growth over the medium to long term through exposure to a diversified portfolio of ETF’s tracking major indices, while providing low management costs to investors. The investments are identified through our quantitative and qualitative models with a heavy weight to defensive assets (70% allocation to fixed interest and cash) and holding some growth assets (30% allocation to Australian Shares, International shares, and property securities) to provide the desired investment risk profile and returns.

Investor Suitability

The VIP eXplore Conservative portfolio is suitable for investors who:

  • Seek relatively stable, regular income from low volatility assets, but with some exposure to the share market.
  • Are focused on capital protection and are prepared to forego the potential of higher returns for short-term stability and the preservation of capital.
  • Accept the risk of price fluctuations particularly over periods less than the minimum investment and understand that capital preservation is not guaranteed.
  • Understand that the portfolio will be invested in the fixed interest securities which have a term to maturity. This could possibly cause a delay on any request to withdraw from the portfolio.
  • Are prepared to invest for the minimum investment time frame of between 5 and 7 years understanding capital preservation is not guaranteed.

Portfolio Literature

Indicative Asset Allocation & Range

Conservative eXplore Portfolio Details