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VIP Growth Portfolio

Description

The VIP Growth portfolio aims to provide a high level of capital growth over the minimum investment timeframe through exposure to a diversified portfolio of investments, with a strong emphasis on growth assets (Australian shares, International shares, and property securities) and an allocation to defensive assets (fixed interest and cash).

The portfolio is actively managed via our Strategic & Tactical Asset Allocation process whereby the Strategic Asset Allocation is based on the allocation split between growth and defensive assets – 80% / 20%.

The Tactical Asset Allocation process then considers whether specific assets within the allocation are providing sufficient reward for risk based on various factors ranging from asset specific factors to overarching macroeconomic factors. If these factors deem to present an unfavourable situation we will hold an underweight position in the asset ranging all the way to 0%.

Investor Suitability

The VIP Growth portfolio is suitable for investors who:

  • Seek a relatively high level of growth on investment capital.
  • Seek a modest level of income.
  • Are willing to accept a high level of short- medium term capital volatility (loss) as a trade off for long-term capital growth.
  • Are prepared to invest for the minimum investment timeframe of 5 to 7 years.
  • Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and understand that capital preservation is not guaranteed.

Asset Allocation

VIP Growth - Indic AA & Range

The VIP Growth portfolio aims to invest up to 80% allocation in Growth assets; however the portfolio can hold up to 100% allocation in Cash.

Portfolio Details

VIP Growth
Indicative number of holdings 30 – 60
Authorised Investments & Maximum Portfolio Exposure ASX listed securities – 98%, Exchange Traded Funds (ETF’s) – 57%, Listed Investment Companies (LIC’s) – 39%, Managed funds – 78%, Bonds and Term deposits – 29%, Cash – 100%
Maximum exposure to a single investment ASX Listed securities – 11%, ETFs, LICs, and Managed Funds – 20%, Government, Semi Government Bonds and Term Deposits – 9%
Risk Profile High
Performance Benchmark VIP Growth Composite Index: 50% S&P/ASX100 Accumulation Index plus 20% MSCI World ex Australia Index (in AUD) plus 10% S&P/ASX 200 A-REIT Accumulation Index plus 10% UBS Australian Composite Bond Index plus 10% RBA Cash Rate

Portfolio Performance & Portfolio Update

For information the current portfolio update and performance please download the current Portfolio Profile & Update document.